FTMO is one of the oldest and most famous prop trading companies in the world. They started in 2015 in Prague, Czech Republic — almost 10 years ago — and are still the gold standard by which every other prop firm is measured.
The key point: you never risk your own trading money. You only pay the one-time challenge fee. If you pass, they give that fee back. Over 1 million traders have tried FTMO since 2015. They have paid out over $200 million to successful traders — proof that this works.
This is the most important question. Let's be completely clear: FTMO is one of the safest and most legitimate prop firms you can find anywhere.
FTMO started in 2015 and is still growing in 2025. Most prop firms don't last that long. Longevity proves they know what they're doing, they're profitable, and they treat traders fairly — or they'd have been gone years ago.
This figure is verifiable through hundreds of YouTube payment proofs, Reddit posts, and Trustpilot reviews with screenshots. They haven't missed a single legitimate payout in 10 years of operation.
Legal name: FTMO s.r.o. Real registered office in Prague. Real phone number and customer support team. Full EU-compliant tax registration. They are not anonymous — you know exactly who they are and where they operate.
You never give FTMO money to trade with. All challenge and funded accounts use simulated (demo) funds. The only money you risk is the one-time challenge fee — that's the maximum you can ever lose.
FTMO offers two main challenge types. Pick the one that fits your trading style, timeline, and experience level.
Pass through 2 phases — Challenge then Verification — then get funded with your fee fully refunded on the first payout.
Phase 1 — The Challenge: Make 10% profit. Don't lose more than 5% in one day. Don't lose more than 10% total. Trade on at least 4 separate calendar days. No time limit whatsoever.
Phase 2 — Verification: Make 5% profit (easier!). Same loss rules. At least 4 trading days. Still no deadline.
Phase 1: Reach $110,000 balance (make $10,000). Phase 2: Make $5,000 more on fresh balance. Get funded. On first payout: receive profit at 80% split PLUS your full €540 challenge fee back. Net cost to you: $0.
| Account Size | Normal Fee | Sale Price* | After Refund |
|---|---|---|---|
| $10,000 | €155 (~$169) | €89 (~$97) | FREE |
| $25,000 | €250 (~$272) | €250 | FREE |
| $50,000 | €345 (~$376) | €345 | FREE |
| $100,000 | €540 (~$589) | €540 | FREE |
| $200,000 | €1,080 (~$1,177) | €1,080 | FREE |
*FTMO runs promotions. The $10K challenge regularly drops to €89. Check their website for current pricing.
Profit Split: Start at 80%. After first scale-up: increases to 90%.
Best For: Most traders, beginners, swing traders who need time, anyone who wants their entry fee returned.
Skip verification entirely. One phase only, then funded immediately with a 90% profit split from day one. Added in 2024 for experienced traders who want speed.
One single phase: Make 10% profit, follow the same risk rules, trade on 4+ days — then funded immediately. No verification. 90% split from the very first payout.
No Refund · 90% Split From Day One| Account Size | Fee | Fee Refunded? | Starting Split |
|---|---|---|---|
| $10,000 | €205 (~$223) | ❌ No | 90% |
| $25,000 | €330 (~$360) | ❌ No | 90% |
| $50,000 | €460 (~$501) | ❌ No | 90% |
| $100,000 | €720 (~$785) | ❌ No | 90% |
| $200,000 | €1,440 (~$1,570) | ❌ No | 90% |
Best For: Experienced, confident traders who want the fastest path to funding and don't care about fee refund. You're paying for speed and the instant higher split.
Not For: Beginners. More expensive with no refund if you fail — and only one shot per purchase.
| Feature | Two-Step Challenge | One-Step Challenge |
|---|---|---|
| Phases to Pass | 2 (Challenge + Verification) | 1 (Challenge only) |
| Phase 1 Target | 10% profit | 10% profit |
| Phase 2 Target | 5% profit | None — no Phase 2 |
| Daily Loss Limit | 5% | 5% |
| Max Loss Limit | 10% | 10% |
| Time Limit | None | None |
| Min Trading Days | 4 per phase (8 total) | 4 total |
| Weekend Holding (Challenge) | ✅ Yes | ✅ Yes |
| News Trading (Challenge) | ✅ Yes | ✅ Yes |
| Fee Refunded | ✅ Yes (with first payout) | ❌ No |
| Starting Profit Split | 80% | 90% |
| Scales to 90% | Yes (after scale-up cycle) | Already at 90% |
| Best For | Most traders, beginners | Experienced traders |
| Cost — $100K Account | €540 (~$589) | €720 (~$785) |
Rules are everything. Break one rule — account closed permanently. No warnings, no second chances. Here is every rule explained simply and clearly.
You cannot lose more than 5% of your starting balance in a single trading day. Day resets at midnight server time (5 PM New York / 11 PM London). This includes all floating (open) losses — not just closed trades.
5% = $5,000. If your equity (balance + open trade P&L) drops by $5,001 at any moment during the day, your account closes instantly. No warnings. No exceptions.
If you're down 4% on a given day, stop trading. Don't risk the final 1%. Wait for the midnight reset and come back fresh tomorrow.
Your account can never fall below 90% of its starting balance — ever. This accumulates across all days and can never be reset. Even one dollar below the threshold = instant termination.
Account can never drop below $90,000. Lose $3K Monday, $4K Tuesday, $3K Wednesday = $10K total. You've hit the absolute limit. One more losing trade and you're done permanently.
Give yourself a personal buffer. Stop all trading if you're down 8% total. Being at 9.5% is dangerously close to termination and there's no room for one bad trade.
Two-Step: Phase 1 = make 10% profit. Phase 2 = make 5% profit on a fresh balance. One-Step: Make 10% profit — done. Only closed trades count toward targets; floating gains don't qualify. Each phase is completely independent.
You must place at least one trade on 4 different calendar days per phase. Days don't need to be consecutive. Even a 0.01 lot position counts as a full trading day.
Aim for 5–6 trading days per phase. Traders often hit their profit target in 3 days, then get rejected at review because they didn't hit the 4-day minimum.
FTMO has zero time deadline. Day traders average 2–4 weeks. Swing traders 2–3 months. Part-timers 4–6 months. Some traders take a year. None of this is a problem — there is truly no expiry on your account.
Don't rush just because you can. A bad trade taken out of impatience can blow your account in minutes. Quality trades beat fast trades every single time.
This is the rule that catches most traders off guard. The rules change when you move from the challenge to your funded account.
When you pass and get funded, FTMO asks you to choose your account type. Swing traders must specifically request the Swing account to keep their freedoms.
This single rule is responsible for more funded account terminations than anything else. If you hold Friday-to-Monday positions, you MUST request a Swing account when funded. Forgetting this is instant termination.
| Rule | During Challenge | Funded — Standard | Funded — Swing |
|---|---|---|---|
| Daily Loss Limit | 5% | 5% | 5% |
| Max Loss Limit | 10% | 10% | 10% |
| Profit Target | 10% / 5% | None (just trade) | None (just trade) |
| Min Trading Days | 4 per phase | None | None |
| Time Limit | None | None | None |
| Weekend Holding | ✅ Yes | ❌ No | ✅ Yes |
| News Trading | ✅ Yes | ❌ Restricted | ✅ Yes |
| EAs Allowed | ✅ MT4/MT5 only | ✅ MT4/MT5 only | ✅ MT4/MT5 only |
| Overnight Holds | ✅ Yes | ✅ Yes | ✅ Yes |
| Leverage | 1:100 | 1:100 | 1:30 |
| Profit Split | N/A | 80% → 90% | 80% → 90% |
| Account Size | Normal Fee | Sale Price | Net Cost After Refund |
|---|---|---|---|
| $10,000 | €155 | €89 (sale) | FREE |
| $25,000 | €250 | €250 | FREE |
| $50,000 | €345 | €345 | FREE |
| $100,000 | €540 | €540 | FREE |
| $200,000 | €1,080 | €1,080 | FREE |
| Account Size | Fee | Refunded? | Starting Profit Split |
|---|---|---|---|
| $10,000 | €205 (~$223) | ❌ No | 90% |
| $25,000 | €330 (~$360) | ❌ No | 90% |
| $50,000 | €460 (~$501) | ❌ No | 90% |
| $100,000 | €720 (~$785) | ❌ No | 90% |
| $200,000 | €1,440 (~$1,570) | ❌ No | 90% |
| Asset Type | Commission | Monthly Fee |
|---|---|---|
| Forex Pairs | $3 per lot (round trip) | ✅ None |
| Indices | Spread included | ✅ None |
| Commodities (Gold, Oil) | Small % of position | ✅ None |
| Stocks | Percentage-based | ✅ None |
| Crypto | Variable spreads | ✅ None |
| Platform / Data fees | Free | ✅ None |
| Withdrawal fees | Free | ✅ None |
Getting your money from FTMO is straightforward. First payout comes 14 calendar days after your first trade on the funded account. After that, every 14 days — bi-weekly forever.
Complete Phase 1 (and Phase 2 for two-step). FTMO reviews your account in 1–2 business days.
Submit government ID, proof of address, and selfie. Do this immediately after passing — not when you want to withdraw. Takes 1–5 days.
New login credentials arrive by email. Choose Standard (1:100 leverage, no weekends) or Swing (1:30 leverage, weekends allowed).
Make your first trade to start the clock. Trade profitably. Follow all rules. Close all positions before requesting.
Log in → Payouts section → Request Payout. Ensure no open positions and no pending orders first.
They verify no rule violations, check for automated trading, and confirm everything is clean before approving.
Crypto: same day. PayPal/Revolut: 1–2 days. Skrill: 1–2 days. Bank wire: 3–5 business days.
Request payouts bi-weekly. Your challenge fee (two-step only) is included in your very first payout on top of trading profits.
| Method | Processing Time | Notes |
|---|---|---|
| Bank Wire Transfer | 3–5 business days | Available worldwide. Your bank may charge a small receiving fee. |
| Cryptocurrency (BTC, USDT) | 24–48 hours | Network fees apply (~$5–$20). Fastest method overall. |
| PayPal | 1–2 days | Not available in all countries. Small fee applies. |
| Skrill | 1–2 days | Similar to PayPal. Small percentage fee. |
| Revolut | Same day | Very popular in Europe. Low fees and very fast. |
FTMO's scaling system is one of the best in the industry. Your account grows every 4 months if you hit the requirements — up to $2,000,000 in total funded capital.
Scaling Requirements (every 4 months):
Starting $100,000 account grows to $125,000. Profit split jumps from 80% to 90%. Daily and max loss limits grow proportionally with the larger balance.
$125K → $150K → $175K → $200K → and so on. Each cycle adds 25% of the original account size. Profit split stays at 90% for all subsequent cycles.
Standard accounts can reach $2M per trader. Aggressive accounts cap at $1M. Multiple funded accounts can be merged to reach the maximum faster.
At $2M with 90% split and 5% monthly return = $100,000 gross → You keep $90,000/month.
This is where FTMO separates from every other prop firm on the market. No competitor gives traders tools this sophisticated — and they're all included free with every challenge.
A live dashboard showing every critical metric: current profit/loss, distance to daily limit, distance to max loss, progress toward profit target, trading day count, and full equity curve. Updates every few seconds. Available on web and mobile.
You see "Daily loss: 4.5% — Limit: 5.0% — Buffer: $500 remaining" in real time. Without this, traders accidentally hit the daily limit. Account MetriX makes that nearly impossible if you actually watch it.
A personal AI-powered risk manager that monitors your trading and sends alerts before you break rules. Calculates safe position sizes, warns when you're approaching limits, and suggests when to stop trading for the day.
Records every trade automatically. Add notes about your reasoning, what went right or wrong, and what to change. Over time reveals your patterns: best pairs, best times, worst habits. Turns experience into actionable improvement.
Win rate, average win vs. loss, risk-reward ratio, best/worst times of day, best/worst pairs, best/worst days of the week. Shows you exactly where you make money and where you lose it — and tells you what to do about it.
Before entering a trade, input the pair, lot size, and stop loss. The simulator shows exactly what happens to your account if it wins or loses — and whether opening the trade would breach your daily or max loss limit. Stops bad trades before they happen.
Places economic news events directly on your charts as red dots with 5-minute advance warnings. Tells you what the event is, its impact level, and reminds you of any trading restrictions. Prevents accidental entries during market-moving announcements.
FTMO gives you 4 different platforms. Try the free trial on all four — pick the one that feels most natural for your trading style.
| Platform | Best For | EAs/Robots | Standout Feature | Available On |
|---|---|---|---|---|
| MetaTrader 4 (MT4) | EA users, forex specialists | ✅ Yes | Largest EA/robot library in the world | Windows, Mac, Web, iOS, Android |
| MetaTrader 5 (MT5) | Advanced traders, multi-asset | ✅ Yes | 21 timeframes, built-in economic calendar | Windows, Mac, Web, iOS, Android |
| cTrader | Scalpers, modern interface fans | ✅ cBots | Fastest execution, Level II pricing depth | Windows, Mac, Web, iOS, Android |
| DXtrade | Beginners, mobile-first traders | ❌ No | 100% web-based, zero download needed | Web, iOS, Android |
Beginners → DXtrade or cTrader (cleanest, simplest). EA/bot users → MT4 (biggest library). Advanced analysts → MT5 (most features, 21 timeframes). Scalpers → cTrader (fastest execution, best order flow).
| Asset Class | Available Instruments | Commission | Notes |
|---|---|---|---|
| Forex | 40+ currency pairs | $3 per lot | All majors, minors, some exotics |
| Stock Indices | 10+ global indices | Spread included | S&P 500, NASDAQ, DAX, FTSE, Nikkei |
| Commodities | 4 instruments | Small % fee | Gold, Silver, WTI Oil, Brent Oil |
| Stocks | 100+ companies | Percentage-based | Apple, Tesla, Amazon, European shares |
| Crypto | A few pairs | Variable spreads | Bitcoin, Ethereum — close before weekends if Standard account |
Most prop firms give you an account and say "good luck." FTMO built a complete trading school and made it free for everyone — even before you buy a challenge.
Equivalent paid trading courses from external providers cost $500–$2,000. FTMO's version is genuinely comprehensive and consistently updated. Complete the Academy before buying your challenge — it measurably improves pass rates.
FTMO started in 2015 and survived every market crisis — COVID volatility, crypto collapses, interest rate shocks. They've paid $200M+ over a full decade. No other prop firm comes close to this level of proven longevity. Your payouts are as secure as they get in this industry.
New prop firms launch every month. Many fold in 1–2 years, taking unpaid profits with them. FTMO's 10-year history is your best possible protection against this risk — they have no incentive to disappear.
Take weeks, months, or even a full year — FTMO doesn't care. Most competitors impose 30–90 day deadlines. The no-deadline rule is a major advantage for swing traders, part-timers, and anyone who wants to wait for genuinely high-probability setups rather than forcing trades.
Pass the two-step challenge and your entire fee comes back with your first payout. You pay €540 for a $100K challenge, pass both phases, and receive it all back. Your challenge was effectively free — and you now manage $100K in funded capital.
Account MetriX, Mentor App, Trading Journal, Statistical App, Equity Simulator, News Indicator — six professional-grade tools worth $50–$100/month each if sold separately. FTMO bundles them all for free with every challenge. No other prop firm provides tools at this level.
Complete trading education for free. Covers everything from chart reading to psychology to strategy. With live weekly webinars on top. Equivalent paid courses cost $500–$2,000. This alone can be the difference between passing and failing — especially for newer traders.
Start at $10K, hit requirements every 4 months, and scale all the way to $2M in combined funded capital. At $2M with 90% split and 5% monthly returns, you'd keep $90,000/month. This is a legitimate career trajectory, not just a one-time payout.
Many competitors cap daily loss at just 4%. FTMO gives you 5%. On a $100K account that's an extra $1,000 of breathing room every single day. That buffer can be the difference between surviving a rough session and losing your account.
First payout after just 14 days. Then every 14 days after that — indefinitely. Many prop firms make you wait 30 days minimum. FTMO's bi-weekly cadence means faster access to your money, faster compounding of profits, and faster accumulation toward scaling requirements.
FTMO costs 10–30% more than many newer prop firms. The $10K two-step costs €155 at full price, while competitors like Goat Funded start at $49. For budget-conscious beginners, this is a real difference.
Who This Hurts: Beginners testing prop trading for the first time. Traders who want to run many accounts simultaneously at low cost.
✅ Fix: Watch for FTMO's promotions. The $10K challenge regularly drops to €89. Starting with the smallest account limits your financial risk while you learn the system.
This is the most complained-about issue. Swing traders develop their strategy on the challenge (where weekends are allowed) then get terminated on their funded Standard account for doing the same thing. The rule change is real and catches many traders completely off guard.
Who This Hurts: Any trader who holds positions from Friday into Monday, or trades within minutes of major news releases.
✅ Fix: When you pass and get your funded account, immediately request a Swing account type. Swing accounts allow full weekend holding and news trading — with the trade-off of lower 1:30 leverage.
Traders from Delaware, Louisiana, South Carolina, Montana, and Arkansas cannot join FTMO due to US state-level regulations. US traders also cannot use the cTrader platform — only MT4, MT5, and DXtrade are available.
✅ Fix: If you're in a banned state, consider Topstep, Earn2Trade, or other US-regulated alternatives that accept traders from all 50 states.
Before receiving any payout, FTMO requires full KYC: government ID, proof of address, and a selfie holding your documents. Some traders report 5+ day delays and repeated rejection of their documents. Support response during KYC can be particularly slow.
✅ Fix: Submit your KYC documents the moment you pass — don't wait until payout day. Have high-resolution, well-lit scans prepared in advance. This removes all delays from your first withdrawal.
| Feature | FTMO | Goat Funded |
|---|---|---|
| Founded | 2015 (10 years) WINNER | 2023 (2 years) |
| Cheapest Entry | €155 / €89 sale | $49 WINNER |
| Max Scaled Capital | $2,000,000 WINNER | $800,000 |
| Profit Split | 80–90% | 80–100% WINNER |
| Daily Loss Limit | 5% WINNER | 4% |
| Weekend Holding (Funded) | Swing account only | ✅ Always WINNER |
| Trader Tools | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐ |
| Free Education | Full Academy WINNER | Basic |
| Track Record | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐⭐ |
FTMO Wins: Track record, tools, education, 5% daily limit, reliability, higher scaling potential.
Goat Wins: Cheaper entry, simpler weekend rules, potential 100% profit split.
| Feature | FTMO | FundedNext |
|---|---|---|
| Founded | 2015 WINNER | 2022 |
| Max Scaled Capital | $2,000,000 | $4,000,000 WINNER |
| Profit Split | 80–90% | 80–95% WINNER |
| Challenge Options | 2 types | 4 types WINNER |
| Instant Funding | ❌ No | ✅ Yes WINNER |
| Trader Tools | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐⭐ |
| Track Record | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐⭐⭐ |
FTMO Wins: Reliability, tools, education, track record.
FundedNext Wins: More challenge types, instant funding option, higher maximum profit split (95%), scales to $4M.
| Feature | FTMO | The5%ers |
|---|---|---|
| Founded | 2015 | 2016 (similar) |
| Max Scaling | $2,000,000 | $4,000,000+ WINNER |
| Daily Loss Limit | 5% | None WINNER |
| Weekend Holding (Funded) | Swing account only | ✅ Always WINNER |
| Cost ($100K) | €540 | $345 WINNER |
| Trader Tools | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐⭐ |
| Free Education | ⭐⭐⭐⭐⭐ WINNER | ⭐⭐ |
FTMO Wins: Tools, education, reliability, brand reputation.
The5%ers Wins: No daily loss limit, always-on weekend holding, scales beyond $2M, lower fees.
Traders hold positions Friday-to-Monday during their challenge (allowed). They get funded, keep doing it on a Standard account (not allowed), and wake up to a terminated account. This is the #1 avoidable mistake at FTMO.
✅ Fix: When funded, explicitly request a Swing account. It allows weekends but with lower 1:30 leverage. If you choose Standard, do not hold anything into Saturday.
Trader opens a big position, market makes an unexpected move, and the 10% max loss limit is breached in a single trade. Account closed instantly with no recovery option.
✅ Fix: Never risk more than 1% of account per trade. Formula: (Account × 1%) ÷ Stop Loss in $ = Max Lot Size. Use the Equity Simulator before every trade you're unsure about.
Trader loses 2–3% in the morning, feels frustrated, takes bigger trades to recover, and blows through the 5% daily limit by afternoon. Account gone.
✅ Fix: Set a firm personal rule — stop trading for the day if you lose 2%. Walk away from the computer. Revenge trading makes every bad day worse. Tomorrow is another day.
Trader sees closed balance showing -$4K (safe). Forgets there's an open trade down $1.5K. Equity is actually -$5.5K. Daily limit breached. Account terminated — for losses they didn't even realise they had.
✅ Fix: Always monitor EQUITY — not just balance. Equity = Balance + all open P&L. Account MetriX shows your live equity figure with colour-coded warnings at all times.
Trader enters EUR/USD at 8:28 AM. Non-Farm Payroll releases at 8:30 AM. Price spikes 150 pips in 2 seconds. Stop loss fills at a catastrophically worse price due to slippage. Daily limit hit. Account gone.
✅ Fix: Check ForexFactory every morning before touching the platform. Red-folder news = no new entries for 5 minutes before and after. FTMO's News Indicator puts these warnings right on your chart.
Trader achieves 11% profit in just 3 days. Excitedly submits for review. Gets rejected: "Only 3 trading days completed. Minimum is 4." A single 0.01 lot trade on day 4 would have solved this entirely.
✅ Fix: Track your trading days separately in a notepad. Aim for 5–6 days per phase to be safe. Even the smallest possible trade counts as a full trading day.
Complete beginner purchases a $200K challenge for €1,080 to "maximise earnings." Doesn't know the platform well. Misunderstands a rule. Fails within one week. €1,080 gone — and they learned almost nothing.
✅ Fix: Start with the €89 $10K challenge (on sale). Learn everything — platform, rules, risk management — on the smallest account. Go bigger only after your first successful pass.
Trader ignores Account MetriX and Mentor App. Trades blindly. Accidentally approaches the daily limit without noticing. Takes one more trade. Account terminated. Could have been completely prevented.
✅ Fix: Check Account MetriX every hour during active trading sessions. Turn on all Mentor App alerts. Use the Equity Simulator before entering any unusually large position. These tools exist to keep your account alive.
FTMO is the gold standard of prop trading for a reason. Ten years of continuous operation, $200M+ paid out, and the best trader tools in the entire industry. For serious manual traders — from complete beginners to experienced professionals — it remains the safest, most professionally-run prop firm available anywhere.
If you're new to prop trading: Use the free trial first. Complete the FTMO Academy. Then buy the €89 $10K two-step challenge when it's on sale. Your total risk is under $100, and you'll learn professional trading habits in the process.
If you're experienced: The one-step challenge funds you faster with 90% split from day one. Worth the premium for traders confident in their ability to hit 10%.
If you're a swing trader: FTMO's no-deadline structure is ideal. Just remember to request a Swing account when funded to preserve your weekend holding rights.
If you use bots/EAs: FTMO is actually one of the few top prop firms that allows EAs on MT4 and MT5, a real advantage over firms like RebelsFunding which prohibit all automation.
Industry data shows 85–90% of traders fail challenges. Only 5–15% sustain funded accounts long-term. Only purchase a challenge with money you can afford to lose entirely.
All FTMO accounts, including funded ones, use simulated funds. You never trade real capital. FTMO pays you based on demo performance. This is standard for all prop firms globally.
FTMO is not regulated by any financial authority. This is normal for prop firms (they are not brokers), but means there is no government protection if something goes wrong.
One violation = permanent termination. No warnings. No appeals. No exceptions. Read every rule carefully. Use all available tools to prevent violations before they happen.
Go to FTMO.com. No credit card required. Test all 4 platforms and practice the rules in a no-risk environment.
Watch the free video courses before spending any money. Measurably increases your pass rate, don't skip this step.
Beginners: €89 $10K two-step (when on sale). Experienced traders: $50K–$100K two-step or one-step for instant funding.
Risk only 1% per trade. Check Account MetriX hourly. Stop if you're down 2% for the day. Trade at least 4 days per phase.
Submit KYC early. When funded, choose Swing account if you hold over weekends. Start the 14-day clock with your first trade.
Make 10% profit, request 2 payouts per cycle, get your account size bumped 25% larger. Repeat on the road to $2M.
Use the free trial first. Start with the smallest account. Never risk more than 1% per trade. Keep the Trading Journal updated. Join the FTMO Discord for community support. Passing slowly is always better than failing quickly — you have unlimited time, so use it wisely.
Risk Warning: Prop trading challenges have low pass rates. Industry data suggests only 5–15% of traders pass and maintain funded accounts long-term. Only purchase a challenge using money you can afford to lose entirely. Do not use money needed for rent, food, bills, or other essential expenses.
Demo Accounts: All FTMO accounts, including funded accounts, performance. This is standard practice across the entire prop firm industry.
Affiliate Disclosure: This review may contain affiliate links. If you purchase an FTMO challenge through our links, we may earn a commission at no extra cost to you. All information is independently researched and verified regardless of any affiliate relationship.
Accuracy Notice: This review reflects information accurate as of February 2026. FTMO's rules, fees, programs, and policies may change without notice. Always verify current details directly on FTMO's official website before making any purchase decision.
Not Financial Advice: This review is for informational purposes only. We are not licensed financial advisors. Trading involves substantial risk of loss. Past performance does not guarantee future results. Consult licensed professionals before making any trading decisions.
📅 Last Updated: February 2026 | Review Version: 1.0 | Next Update: May 2026
