Who should try The5%ers:
Serious traders who want to build a long-term career and eventually manage millions in capital.
Who should skip it:
US traders (not allowed), aggressive scalpers who need high leverage, or traders who don't like mandatory stop-losses.
What Is The5%ers?
The5%ers is a prop trading firm from Israel. They started in 2016, making them one of the oldest prop firms still operating. The company was founded by Gil Ben Hur and is now led by CEO Saul Lokier, both experienced forex traders.
Important Difference: The5%ers trades with real money, not simulated accounts. When you pass their challenge, you become a contractor for their private equity fund. You trade actual capital. Profits are real. Losses are real.
How It Works (Simple Steps)
- Pick a program (Bootcamp, High Stakes, or Hyper Growth)
- Pay a small fee (starts at $39)
- Pass the evaluation (1, 2, or 3 phases depending on program)
- Get funded with real capital (not demo money)
- Trade and earn 50-100% of profits
- Scale up every time you hit profit targets
- Reach $4 million maximum capital
You risk only the small evaluation fee. If you fail, you lost $39-$495. If you pass, you can eventually manage millions.
Why People Choose The5%ers
Reason #1: Real Capital Trading
Most prop firms give you demo accounts. The trading isn't real. The5%ers gives you actual money from their fund. This means:
- Trades go to real markets
- Real liquidity
- Real spreads
- Real execution
Reason #2: Scale to $4 Million
Most firms stop at $200K-$600K. The5%ers keeps scaling you up to $4 million. That's massive earning potential.
Example:
- Start with $100,000
- Hit 10% profit → scale to $110,000
- Hit 10% again → scale to $121,000
- Continue scaling...
- Eventually reach $4,000,000
At $4M, making 5% monthly = $200,000 profit. You keep 100% = $200,000 per month. That's $2.4 million per year.
Reason #3: 100% Profit Split
Most firms cap profit splits at 80-90%. The5%ers goes to 100%. Once you reach the highest level, you keep everything. No sharing.
Reason #4: Longest Track Record
Founded 2016 means they've survived 10+ years. Many prop firms started 2020-2023. Some have already shut down. The5%ers is proven to last.
The 3 The5%ers Programs
The5%ers offers 3 different paths to getting funded. Each works for different types of traders.
Program #1: Bootcamp (3-Step Challenge)
This is the beginner-friendly option. Three phases, then funded.
How It Works:
Step 1 - Evaluation Stage
- Starting capital: $25,000 (if you bought $100K package)
- Profit target: 6%
- Maximum loss: 5%
- No daily loss limit
- Leverage: 1:10
Step 2 - Skilled Stage
- Capital increases to $50,000
- Profit target: 6%
- Maximum loss: 5%
- No daily loss limit
- Leverage: 1:10
Step 3 - Experienced Stage
- Capital increases to $100,000
- Profit target: 6%
- Maximum loss: 5%
- No daily loss limit
- Leverage: 1:10
Step 4 - Funded Trader
- You get the full $100,000 (or whatever size you bought)
- Profit target: 5% to scale
- Maximum loss: 4% (tighter than evaluation)
- Leverage: 1:10
Special Bootcamp Rules:
Mandatory Stop-Loss: Every single trade MUST have a stop-loss. If you open a trade without a stop-loss, you get a violation. Five violations = account terminated.
2% Risk Limit: Your stop-loss cannot risk more than 2% of your account balance on any single trade.
Example:
- Account balance: $50,000
- Maximum risk per trade: 2% = $1,000
- If your stop-loss would lose $1,100, that's a violation
Unique Pay Structure:
Bootcamp has a special payment plan. You only pay a small amount upfront. If you fail, that's all you lose. If you pass, you pay the rest.
Example: $100K Bootcamp
- Upfront payment: $95
- If you fail: You only lost $95
- If you pass all 3 phases: You pay remaining $205
- Total cost: $300 (only if you succeed)
This makes it affordable to try.
Pricing:
| Account Size | Upfront Fee | Pass Fee | Total Cost |
|---|---|---|---|
| $100,000 | $95 | $205 | $300 |
| $250,000 | $225 | $375 | $600 |
Profit Split:
- Start: 50%
- After $25K balance: 75%
- After $2M balance: 80%
- After $2.5M balance: 100%
Scaling:
Every time you make 5% profit on your account, it scales up by $12,500.
Example:
- Start: $100,000
- Make 5%: Scales to $112,500
- Make 5% again: Scales to $125,000
- Continue up to $4,000,000
Monthly Salary Option:
When your account reaches certain sizes, The5%ers offers you a fixed monthly salary instead of profit sharing.
- $350,000 account = $4,000 monthly salary
- $500,000 account = $10,000 monthly salary
You trade with their money, and they pay you a salary. No risk to you if you have losing months.
Best For:
- Complete beginners
- Traders who want mandatory risk management
- Those who like slow, steady growth
- Budget-conscious traders ($95 upfront)
Not For:
- Traders who hate stop-losses
- Aggressive risk-takers
- Those who want high leverage
- Impatient traders (3 phases takes time)
Program #2: High Stakes (2-Step Challenge)
This is the standard challenge. Two phases, then funded. Higher leverage than Bootcamp.
How It Works:
Phase 1 - Evaluation
- Profit target: 8%
- Maximum loss: 10%
- Daily loss limit: 5%
- Minimum profitable days: 3
- Leverage: Up to 1:100
- No time limit
Phase 2 - Verification
- Profit target: 5%
- Maximum loss: 10%
- Daily loss limit: 5%
- Minimum profitable days: 3
- Leverage: Up to 1:100
- No time limit
Phase 3 - Funded Account
- No profit target (trade for profit)
- Maximum loss: 10%
- Daily loss limit: 5%
- Leverage: Up to 1:100
Profitable Days Rule:
This is unique to High Stakes. You must have at least 3 profitable days in each phase.
What Counts as a Profitable Day?
Your closed trades must profit at least 0.5% of starting balance that day.
Example:
- $100,000 account
- 0.5% = $500 minimum
- You must have 3 different days where you made $500+ in closed trades
Why This Rule Exists:
The5%ers wants to see consistency. They don't want one-hit wonders who make all their profit in one lucky trade.
Pricing:
| Account Size | Challenge Fee |
|---|---|
| $5,000 | $39 |
| $25,000 | $195 |
| $50,000 | $325 |
| $100,000 | $495 |
| $250,000 | $995 |
Profit Split:
- Start: 80%
- After scaling: Eventually 100%
Scaling:
Every time you make 10% profit, your account scales up.
Example:
- Start: $100,000
- Make 10%: Scales to $110,000
- Make 10% again: Scales to $121,000
- Maximum: $500,000 on High Stakes
Monthly Salary Option:
Like Bootcamp, High Stakes also offers monthly salaries at higher account sizes.
Best For:
- Experienced traders
- Those who want 1:100 leverage
- Traders comfortable with profitable day requirements
- People who want the lowest entry cost ($39)
Not For:
- Traders who can't trade 3+ days consistently
- Those who make all profit in 1-2 trades
- Beginners (8% target is hard with strict daily loss)
Program #3: Hyper Growth (1-Step Challenge)
This is the fastest path. One phase, immediate funding, aggressive scaling.
How It Works:
Level 1 - Evaluation
- Profit target: 10%
- Maximum loss: 6%
- No daily loss limit
- No minimum profitable days
- Leverage: 1:30
- No time limit
Level 2 - Funded Account
- Your account doubles every time you hit 10% profit
- Maximum loss: 6%
- No daily loss limit
- Leverage: 1:30
Scaling Example:
- Start: $20,000
- Make 10% ($2,000): Account doubles to $40,000
- Make 10% ($4,000): Account doubles to $80,000
- Make 10% ($8,000): Account doubles to $160,000
- Continue up to $4,000,000
This is the fastest scaling in the entire prop firm industry. Your account literally doubles each time.
Pricing:
| Account Size | Challenge Fee |
|---|---|
| $10,000 | $260 |
| $20,000 | $425 |
| $40,000 | $850 |
Profit Split:
- Start: 50%
- After first scale: 75%
- Eventually: 100%
Best For:
- Aggressive traders
- Those who want fastest growth
- Experienced traders confident hitting 10%
- People who hate multiple phases
Not For:
- Beginners (10% with 6% max loss is tight)
- Conservative traders (doubling is aggressive)
- Those who want high leverage (only 1:30)
- Risk-averse personalities
Program Comparison Table
| Feature | Bootcamp | High Stakes | Hyper Growth |
|---|---|---|---|
| Evaluation Phases | 3 | 2 | 1 |
| First Profit Target | 6% | 8% | 10% |
| Second Target | 6% | 5% | N/A |
| Third Target | 6% | N/A | N/A |
| Funded Target | 5% (to scale) | 10% (to scale) | 10% (to double) |
| Max Loss (Eval) | 5% | 10% | 6% |
| Max Loss (Funded) | 4% | 10% | 6% |
| Daily Loss Limit | None | 5% | None |
| Minimum Profitable Days | No | 3 days | No |
| Mandatory Stop-Loss | ✅ Yes | ❌ No | ❌ No |
| Max Risk Per Trade | 2% | No limit | No limit |
| Leverage | 1:10 | 1:100 | 1:30 |
| Starting Profit Split | 50% | 80% | 50% |
| Maximum Profit Split | 100% | 100% | 100% |
| Scaling Method | +5% increments | +10% increments | Doubles each time |
| Max Scaling | $4,000,000 | $500,000 | $4,000,000 |
| Monthly Salary Option | ✅ Yes | ✅ Yes | ❌ No |
| Cheapest Entry | $95 upfront | $39 | $260 |
| Time Limit | None | None | None |
| Best For | Beginners | Experienced | Aggressive |
Complete Pricing Breakdown
Bootcamp Pricing (Pay-If-You-Pass Model)
| Account Size | Upfront Payment | Payment After Passing | Total If You Pass |
|---|---|---|---|
| $100,000 | $95 | $205 | $300 |
| $250,000 | $225 | $375 | $600 |
If you fail: You only lose the upfront payment ($95 or $225)
High Stakes Pricing (One-Time Fee)
| Account Size | Challenge Fee |
|---|---|
| $5,000 | $39 |
| $10,000 | $75 |
| $25,000 | $195 |
| $50,000 | $325 |
| $100,000 | $495 |
| $250,000 | $995 |
Hyper Growth Pricing (One-Time Fee)
| Account Size | Challenge Fee |
|---|---|
| $10,000 | $260 |
| $20,000 | $425 |
| $40,000 | $850 |
Fee Refund Policy
Good News: Your challenge fee gets refunded with your first payout (all programs).
Example:
- You pay $495 for High Stakes $100K
- You pass both phases
- You make $5,000 profit on funded account
- Your first payout: ($5,000 × 80%) + $495 refund = $4,000 + $495 = $4,495
- Net cost after refund: $0
Trading Costs
Commissions:
- Forex: Raw spreads + $3-$7 per lot (varies by pair)
- Indices: Raw spreads (no commission on most)
- Metals: Raw spreads + commission
- Crypto: Variable spreads
Spreads:
The5%ers claims "industry-best spreads." Here are typical examples:
- EUR/USD: From 0.0 pips
- GBP/USD: From 0.1 pips
- USD/JPY: From 0.1 pips
- Gold: From 0.15 pips
Swap Fees:
Overnight and weekend holding is allowed but carries swap fees.
Warning: Holding indices over the weekend can be expensive. Swap on indices is high.
Swap-Free Accounts:
The5%ers offers Islamic swap-free accounts. No overnight interest charges. But there's an additional fee (check with support for current pricing).
No Hidden Fees:
- ✅ No monthly fees
- ✅ No inactivity fees (account closes after 30 days, but no fee)
- ✅ No platform fees
- ✅ No withdrawal fees (The5%ers covers this)
Challenge Rules Explained (Simple Language)
Every program has rules. Break a rule = fail immediately. Here are all rules explained clearly.
Rule #1: Profit Targets
You must make a certain percentage to pass each phase.
- Bootcamp: 6% in each of the 3 phases, then 5% when funded
- High Stakes: 8% in Phase 1, 5% in Phase 2, then 10% to scale when funded
- Hyper Growth: 10% to pass evaluation, then 10% to double account
How It's Calculated:
Based on your starting balance for that phase.
Example: High Stakes $100K
- Phase 1 start: $100,000
- 8% target: Must reach $108,000
- Phase 2 starts at $100,000 again
- 5% target: Must reach $105,000
Important: Only closed trades count. Open profits don't count until you close the trade.
Rule #2: Maximum Loss (Max Drawdown)
Your account equity can never drop below a certain point.
- Bootcamp: 5% max loss during evaluation, 4% when funded
- High Stakes: 10% max loss (all phases, including funded)
- Hyper Growth: 6% max loss (evaluation and funded)
How It Works:
- Starting balance: $100,000
- Maximum loss (10%): $10,000
- Floor: $90,000
If your account equity touches $89,999, you fail instantly. No warnings.
Critical: This includes open trades (floating losses).
Example:
- Balance: $100,000
- You open a trade
- Trade moves against you
- Floating loss: $11,000
- Equity: $89,000
- You breached (below $90,000)
- Account terminates immediately
Rule #3: Daily Loss Limit
High Stakes Only: 5% daily loss limit
Other Programs: No separate daily loss limit (just overall max loss)
How Daily Loss Works:
Your equity cannot drop more than 5% from the previous day's closing balance. Resets at midnight GMT.
Example:
- Yesterday close: $100,000
- Today's limit: Cannot drop below $95,000 at any point
- Even if you have an open trade
If your equity hits $94,999 intraday, you fail—even if you recover by day's end.
Rule #4: Profitable Days Requirement (High Stakes Only)
You must have at least 3 profitable trading days in Phase 1 and 3 in Phase 2.
What Counts?
A day where your closed trades profited at least 0.5% of starting balance.
Example: $100K Account
- 0.5% = $500 minimum
- You need 3 different days where closed trades made $500+
What Doesn't Count:
- Days where you made $400 (below 0.5%)
- Days where trades are still open (must close)
- Days where you had floating profit but closed for loss
Why This Rule?
The5%ers wants to see steady trading, not one lucky trade that hits the 8% target.
Rule #5: Mandatory Stop-Loss (Bootcamp Only)
Every single trade must have a stop-loss attached when you open it.
If you open a trade without a stop-loss, that's a violation.
5 violations = account terminated.
Maximum Risk: Your stop-loss cannot risk more than 2% of account balance.
Example:
- Balance: $50,000
- Max risk: 2% = $1,000
- If your SL would lose $1,001, that's a violation
Why This Rule?
The5%ers uses Bootcamp to teach disciplined trading. Forcing stop-losses ensures you manage risk properly.
Rule #6: Inactivity
If you don't trade for 30 consecutive days, your account closes. This applies to all programs.
What Counts as Trading?
Opening OR closing a position. Even one trade resets the 30-day counter.
Why This Rule?
The5%ers doesn't want accounts sitting inactive forever. Trade or lose access.
Rule #7: Maximum Accounts Per Trader
You can have maximum 3 active accounts with The5%ers.
Example:
- 1 Bootcamp $100K
- 1 High Stakes $250K
- 1 Hyper Growth $20K
That's 3 accounts total. You can't buy a 4th until one closes.
Rule #8: News Trading
News trading is allowed with restrictions.
What's Allowed:
- Trading before news
- Trading after news
- Holding through news
What's NOT Allowed:
- Bracket strategies during high-impact news
What's a Bracket Strategy?
Placing buy-stop AND sell-stop orders on both sides of price before major news.
Example of Prohibited:
- EUR/USD trading at 1.1000
- You place buy-stop at 1.1020
- You also place sell-stop at 1.0980
- News comes out
- One order triggers, you profit
This is banned. The5%ers considers it exploitative.
High Stakes Also Requires: Hold trades for at least 2 minutes around major news. No instant in-and-out scalping during news releases.
Rule #9: Weekend Holding
Weekend holding is allowed on all programs.
However, swap fees on indices and some pairs are very high over weekends.
Example:
- Crude oil swap: -$20 per night
- Over the weekend: -$200 (10x normal)
Make sure weekend holding profit potential exceeds the swap cost.
Rule #10: Expert Advisors (EAs)
Expert Advisors (trading bots) are allowed with conditions.
Allowed:
- ✅ Your own custom EAs
- ✅ Purchased EAs that trade normally
- ✅ Copy trading from your own strategies
NOT Allowed:
- ❌ High-frequency trading (HFT) bots
- ❌ Latency arbitrage EAs
- ❌ Tick scalping exploits
- ❌ EAs that manipulate demo feeds
The5%ers trades real capital. Exploitative strategies don't work on real markets, so they ban them.
Trading Rules Summary Table
| Rule | Bootcamp | High Stakes | Hyper Growth |
|---|---|---|---|
| Phase 1 Target | 6% | 8% | 10% |
| Phase 2 Target | 6% | 5% | N/A |
| Phase 3 Target | 6% | N/A | N/A |
| Funded Target | 5% (to scale) | 10% (to scale) | 10% (to double) |
| Max Loss (Eval) | 5% | 10% | 6% |
| Max Loss (Funded) | 4% | 10% | 6% |
| Daily Loss Limit | None | 5% | None |
| Min Profitable Days | No | 3 days | No |
| Mandatory Stop-Loss | ✅ Yes | ❌ No | ❌ No |
| Max Risk Per Trade | 2% | No specific limit | No specific limit |
| Time Limit | None | None | None |
| Inactivity Rule | 30 days | 30 days | 30 days |
| Max Accounts | 3 total | 3 total | 3 total |
| News Trading | ✅ Allowed (no brackets) | ✅ Allowed (no brackets) | ✅ Allowed (no brackets) |
| Weekend Holding | ✅ Allowed | ✅ Allowed | ✅ Allowed |
| EAs Allowed | ✅ Yes (no exploits) | ✅ Yes (no exploits) | ✅ Yes (no exploits) |
| Leverage | 1:10 | 1:100 | 1:30 |
Profit Splits Explained
How much money do you actually keep when you make profit?
The5%ers has a progressive profit split system. The more you scale, the higher your split becomes.
Bootcamp Profit Splits
| Account Balance | Your Split | Firm Split |
|---|---|---|
| Under $25,000 | 50% | 50% |
| $25,000 - $2M | 75% | 25% |
| $2M - $2.5M | 80% | 20% |
| Over $2.5M | 100% | 0% |
Example:
You have a $100,000 Bootcamp account (over $25K threshold). You make $10,000 profit. Your share: $10,000 × 75% = $7,500
High Stakes Profit Splits
| Account Size | Your Split | Firm Split |
|---|---|---|
| Starting account | 80% | 20% |
| After scaling | Up to 100% | 0% |
Note: High Stakes starts higher (80% vs 50%) but doesn't detail exact scaling thresholds. The5%ers increases your split as you scale up.
Hyper Growth Profit Splits
| Account Size | Your Split | Firm Split |
|---|---|---|
| Initial account | 50% | 50% |
| After first double | 75% | 25% |
| After more scaling | Eventually 100% | 0% |
Monthly Salary Option (Bootcamp & High Stakes)
Instead of profit sharing, you can choose a fixed monthly salary at larger account sizes.
Bootcamp Salaries:
- $350,000 account = $4,000/month salary
- $500,000 account = $10,000/month salary
How It Works:
The5%ers pays you a guaranteed salary every month. You don't get a percentage of profits. Instead, you get fixed income.
Benefit: Security. Even if you have a losing month, you still get your salary.
Drawback: If you make huge profits, you don't get extra. Just the fixed salary.
Who Should Choose Salary?
Traders who value stability over potential big months. If you'd rather have guaranteed $10K/month than variable $5K-$20K/month, take the salary.
Scaling Your Account
The5%ers has the most aggressive scaling in the prop firm industry.
Bootcamp Scaling
Method: Every 5% profit = account increases by 5%
Example:
- Start: $100,000
- Make 5% ($5,000): Account becomes $105,000
- Make 5% ($5,250): Account becomes $110,250
- Continue...
- Maximum: $4,000,000
Timeline:
If you make 5% monthly:
- Month 3: $115,763
- Month 6: $134,010
- Month 12: $179,586
- Month 24: $322,510
- Month 48: $1,040,000
- Eventually: $4,000,000
High Stakes Scaling
Method: Every 10% profit = account increases
Example:
- Start: $100,000
- Make 10%: Scales to $110,000
- Make 10%: Scales to $121,000
- Maximum: $500,000 (High Stakes caps here, not $4M)
Hyper Growth Scaling
Method: Every 10% profit = account DOUBLES
Example:
- Start: $20,000
- Make 10% ($2,000): Account doubles to $40,000
- Make 10% ($4,000): Account doubles to $80,000
- Make 10% ($8,000): Account doubles to $160,000
- Make 10% ($16,000): Account doubles to $320,000
- Continue...
- Maximum: Around $4,000,000
This is the fastest scaling anywhere.
If you could hit 10% consistently:
- Start: $20,000
- 7 successful 10% gains = $2,560,000
- 1 more = Over $4M cap
Most traders can't sustain 10% monthly, but the potential is there.
Trading Platforms
The5%ers supports 3 trading platforms.
Platform #1: MetaTrader 5 (MT5)
The most popular trading platform worldwide.
Features:
- 21 timeframes
- 100+ built-in indicators
- Expert Advisors allowed
- Works on desktop, web, and mobile
- Widely supported by trading community
Available On:
- ✅ Windows computer
- ✅ Mac computer
- ✅ Web browser
- ✅ Android phone
- ✅ iPhone
Note: The5%ers does NOT support MetaTrader 4 (MT4). Only MT5.
Platform #2: cTrader
A modern trading platform with clean interface.
Features:
- Advanced charting
- One-click trading
- Level II pricing
- Fast execution
- Expert Advisors allowed
Available On:
- ✅ Windows computer
- ✅ Mac computer
- ✅ Web browser
- ✅ Android phone
- ✅ iPhone
Recently Added: The5%ers added cTrader in late 2025. It's now available to all traders.
Platform #3: Match-Trader
A web-based platform designed for prop trading.
Features:
- No download needed
- Browser-based
- Simple interface
- Good for beginners
- Mobile-friendly
Available On:
- ✅ Web browser (any device)
- ✅ Mobile web
- ❌ No desktop app
- ❌ No mobile app
Best For: Traders who don't want to download software.
Platform Features Comparison
| Feature | Supported? | Notes |
|---|---|---|
| MT4 | ❌ No | The5%ers dropped MT4 support, only MT5 available |
| MT5 | ✅ Yes | Main platform, most traders use this |
| cTrader | ✅ Yes | Newly added in 2025, modern alternative to MT5 |
| Match-Trader | ✅ Yes | Web-based option for those who don't want downloads |
| Expert Advisors (EAs) | ✅ Yes | Allowed on MT5 and cTrader (not exploitative bots) |
| Copy Trading | ⚠️ Limited | Only copy your own strategies, not from others |
| One-Click Trading | ✅ Yes | Available on all platforms |
| Mobile Trading | ✅ Yes | MT5 and cTrader have full mobile apps |
| Web Trading | ✅ Yes | All 3 platforms work in web browsers |
Why No MT4?
MetaTrader 4 is outdated. MT5 has more features, more timeframes, and better tools. The5%ers chose to support only MT5 to focus resources on the better platform.
If you only know MT4, learning MT5 takes 1-2 days maximum. They're very similar.
What You Can Trade
The5%ers offers 100+ trading instruments across multiple markets.
Forex Pairs (70+ Pairs)
Major Pairs:
EUR/USD, GBP/USD, USD/JPY, USD/CHF
AUD/USD, USD/CAD, NZD/USD
Minor Pairs:
EUR/GBP, EUR/AUD, EUR/JPY, EUR/NZD
GBP/JPY, GBP/AUD, GBP/CAD, GBP/NZD
AUD/JPY, AUD/CAD, NZD/JPY, CAD/JPY
And 30+ more
Exotic Pairs:
USD/TRY, USD/ZAR, USD/MXN
EUR/TRY, EUR/ZAR, EUR/PLN
And more
Spreads: From 0.0 pips on EUR/USD
Metals (4 Instruments)
- Gold (XAU/USD)
- Silver (XAG/USD)
- Platinum
- Palladium
Spreads: Gold from 0.15 pips
Indices (15+ Instruments)
US Indices: S&P 500 (US500), NASDAQ 100 (USTEC), Dow Jones 30 (DJ30)
European Indices: Germany DAX 30 (DE30), UK FTSE 100 (UK100), France CAC 40 (F40)
Asian Indices: Japan Nikkei 225 (JPN225), Hong Kong Hang Seng (HK50)
Warning: High swap fees on indices held over weekends.
Cryptocurrencies (7+ Instruments)
- Bitcoin (BTC/USD)
- Ethereum (ETH/USD)
- Litecoin (LTC/USD)
- Ripple (XRP/USD)
- Bitcoin Cash (BCH/USD)
- And more
Spreads: Variable, typically wider than forex
Commodities
- Crude Oil (WTI, Brent)
- Natural Gas
Warning: Crude oil has -$20 swap per night, 10x worse over weekends (-$200).
Total Instruments: 100+
- Forex: 70+ pairs
- Metals: 4 instruments
- Indices: 15+ instruments
- Crypto: 7+ instruments
- Commodities: 2+ instruments
Swap-Free Available: Yes, Islamic accounts offered for an additional fee.
Payout Process (Step by Step)
Getting your money from The5%ers is straightforward.
Step 1: Pass All Evaluation Phases
- Bootcamp: Pass all 3 phases
- High Stakes: Pass both phases
- Hyper Growth: Pass the single phase
Step 2: Complete KYC Verification
Before getting your funded account, you must verify your identity.
Documents Needed:
- Government ID (passport, driver's license, national ID)
- Proof of address (utility bill, bank statement from last 3 months)
- Selfie holding your ID
Upload to your trader dashboard. The5%ers reviews within 2-3 business days.
Step 3: Receive Funded Account
Once KYC approved, The5%ers creates your funded account with real capital. You get new login credentials for MT5, cTrader, or Match-Trader.
Step 4: Trade on Funded Account
Trade following the same risk rules:
- Stay within maximum loss
- Stay within daily loss (if applicable)
- Follow all program rules
Step 5: Meet Payout Requirements
First Payout Requirements:
- ✅ Minimum 14 days since your first trade on funded account
- ✅ Account must be in profit
- ✅ No open positions
- ✅ No pending orders
- ✅ No rule violations
Subsequent Payouts:
- ✅ Every 14 days (bi-weekly)
- ✅ Account in profit
- ✅ No open positions
Step 6: Request Payout
Log into The5%ers trader dashboard.
- Go to "Withdrawals"
- Click "Request Payout"
- Confirm amount
- Choose payment method
- Submit
Step 7: The5%ers Processes
They review your account for compliance:
- ✅ No prohibited strategies
- ✅ All trades within rules
- ✅ Account meets requirements
Processing time: 1-3 business days
Step 8: Payment Sent
Once approved, payment is sent.
Payment Methods:
- Bank transfer (wire)
- Cryptocurrency (Bitcoin, USDT, etc.)
- Wise (formerly TransferWise)
- PayPal (may vary by location)
Processing Time:
- Crypto: 1-2 days
- Bank wire: 3-5 business days
- Wise/PayPal: 2-4 days
Step 9: Receive Money
Money arrives in your account.
Your Fee Refund: Your challenge fee is included in this first payout.
Example:
- You made $8,000 profit on $100K High Stakes
- Your split: 80% = $6,400
- Plus fee refund: +$495
- Total payout: $6,895
Payout Timeline Example
Example: High Stakes
- Day 1: Pass Phase 2, submit KYC
- Day 3: KYC approved, funded account created
- Day 4: Make first trade on funded account
- Day 18: 14 days passed, eligible for payout
- Day 18: Request payout ($6,400 profit, 80% = $5,120)
- Day 20: The5%ers approves
- Day 21: Payment sent
- Day 24: Money in bank account (includes $495 fee refund)
Total time from passing to cash: ~21 days
Advantages (8 Strong Pros)
Here are the 8 biggest reasons to choose The5%ers.
✅ Advantage #1: Real Capital Trading (Not Demo)
What It Means: You trade actual money from The5%ers' private equity fund, not simulated demo accounts.
Most prop firms give you demo accounts. Your trades don't go to real markets. The5%ers is different—you trade real capital.
Why It Matters:
- Real market execution
- Actual liquidity
- True spreads
- No dealing desk manipulation
- Your profits are real money
Real Example:
With demo firms, if you make $10,000, the firm just transfers money from their bank to yours. They never made $10,000 in the market.
With The5%ers, if you make $10,000, that $10,000 actually came from market trading. They fund your percentage from real gains.
This means The5%ers is invested in your success. If you make money in markets, they make money. Your interests align.
✅ Advantage #2: Scale to $4 Million (Industry Highest)
What It Means: You can grow your account all the way to $4,000,000 in trading capital.
No other major prop firm offers $4M scaling. Most cap at $200K-$600K. A few go to $2M. The5%ers goes to $4M.
Why It Matters:
- Massive earning potential
- Real career path
- Can make $100K-$200K per month at top levels
Real Example:
You start with $100,000 on Bootcamp. You scale consistently over 4-5 years and reach $4,000,000.
At $4M, making 5% monthly:
- Profit: $200,000
- Your share (100%): $200,000 per month
- Annual: $2,400,000 per year
That's life-changing money.
✅ Advantage #3: 100% Profit Split (Keep Everything)
What It Means: At the highest levels, you keep 100% of profits. The5%ers takes nothing.
Most firms cap at 80-90%. The5%ers goes to 100%.
Why It Matters:
- Maximum earning potential
- Zero sharing at top tier
- Every dollar you make is yours
Real Example:
You make $50,000 profit in a month.
- At 80% split: You keep $40,000
- At 90% split: You keep $45,000
- At 100% split: You keep $50,000
Over a year, that $10,000 difference per month = $120,000 more in your pocket.
✅ Advantage #4: Monthly Salary Option
What It Means: At larger account sizes, you can choose a fixed monthly salary instead of profit sharing.
This is unique to The5%ers. No other major firm offers guaranteed salaries.
Why It Matters:
- Income security
- Predictable earnings
- Removes performance pressure
- Psychological relief
Real Example:
You reach $500,000 Bootcamp account. The5%ers offers $10,000/month salary.
- Good Month: You make $20,000 profit
- Without salary: You'd get $15,000 (75% split)
- With salary: You get $10,000 (guaranteed, regardless of profit)
- Bad Month: You lose $5,000
- Without salary: You get $0
- With salary: You still get $10,000
The salary protects you during losing months. It's like being an employee rather than a contractor.
✅ Advantage #5: No Time Limits Ever
What It Means: Challenges never expire. Take months or years to pass if needed.
Most firms give 30-90 day deadlines. The5%ers gives unlimited time.
Why It Matters:
- No pressure to rush
- Perfect for swing traders
- Can wait for perfect setups
- Trade around your job/life
Real Example:
You start High Stakes in January. You trade carefully, taking only high-probability setups. By August (8 months later), you pass both phases.
With FTMO or others: Account would've expired after 60-90 days.
With The5%ers: No expiration. You're fine.
✅ Advantage #6: Longest Track Record (Since 2016)
What It Means: The5%ers has operated for 10+ years, longer than almost any competitor.
Most prop firms started 2020-2023. Some have already shut down. The5%ers survived a decade.
Why It Matters:
- Proven sustainability
- Unlikely to suddenly close
- Established operations
- Long payout history
Real Example:
In 2023-2024, several prop firms shut down suddenly:
- My Forex Funds (MFF) - closed
- Bulenox - closed
- Several others - closed
Traders lost months of work. Funded accounts disappeared. The5%ers? Still operating. Still paying. Still growing. 10 years of operation suggests The5%ers will be around for 10 more.
✅ Advantage #7: Lowest Entry Cost ($39)
What It Means: High Stakes $5K account costs just $39 to try.
This is among the cheapest prop firm challenges anywhere.
Why It Matters:
- Accessible for broke beginners
- Low risk to try
- Can test multiple times without going broke
Real Example:
You have $200 to invest in prop trading.
- With FTMO: One attempt at $169. If you fail, you have $31 left. Can't afford another try.
- With The5%ers: Five attempts at $39 each ($195 total). You get 5 chances to pass.
The cheap entry makes The5%ers more forgiving for beginners.
✅ Advantage #8: Progressive Education (Bootcamp Model)
What It Means: Bootcamp teaches you risk management through mandatory rules as you progress.
The 3-phase structure with forced stop-losses and 2% risk limits builds good habits.
Why It Matters:
- Develops discipline
- Prevents reckless trading
- Builds sustainable skills
- Prepares you for long-term success
Real Example:
Beginners often blow accounts by:
- Not using stop-losses
- Risking 10-20% per trade
- Revenge trading after losses
Bootcamp forces you to:
- Use stop-losses (mandatory)
- Risk max 2% per trade (mandatory)
- Trade patiently across 3 phases
By the time you're funded, good habits are ingrained.
Disadvantages (4 Clear Cons)
No firm is perfect. Here are the 4 main problems with The5%ers.
❌ Disadvantage #1: Not Available to US Traders
What It Means: If you live in the United States, you cannot use The5%ers.
The5%ers blocks US traders completely.
Why It's a Problem:
- Huge market excluded
- Americans must look elsewhere
- No workaround (VPN won't work for funded stage)
Who This Hurts:
Anyone in the US or its territories.
Why The Ban?
US regulations make it complicated and risky for foreign prop firms to serve Americans. The5%ers chose to avoid the legal headache.
Alternatives for US Traders:
- TopstepTrader (allows US traders)
- TradeDay (allows US traders)
- Apex Trader Funding (allows US traders)
❌ Disadvantage #2: Mandatory Stop-Losses (Bootcamp Only)
What It Means: On Bootcamp, every single trade MUST have a stop-loss attached.
If you open a trade without one, that's a violation. 5 violations = termination.
Why It's a Problem:
- Some strategies don't use hard stop-losses
- Mental stops don't count
- Adds extra steps to every trade
- Can't trade without stop-loss even if you prefer not to
Who This Hurts:
- Traders who use mental stops
- Price action traders who adjust dynamically
- Those trading very small positions where SL isn't necessary
Example of the Problem:
You want to scalp EUR/USD with a 5-pip mental stop. You're watching the screen the whole time. You don't need a hard stop because you'll close manually.
Too bad. Bootcamp requires it. You must set a hard 5-pip stop-loss or risk violation.
Workaround:
Choose High Stakes or Hyper Growth instead. They don't have this rule.
❌ Disadvantage #3: 3 Profitable Days Requirement (High Stakes)
What It Means: You must have at least 3 days where you made 0.5% profit in each High Stakes phase.
This prevents "one-hit wonder" traders but annoys those with lumpy results.
Why It's a Problem:
- Forces you to trade minimum 3 days
- Can't hit 8% in 2 amazing trades and be done
- Some strategies have big wins separated by days/weeks
Who This Hurts:
- Swing traders who take 1-2 trades per week
- Position traders who hold for days
- Anyone who doesn't trade daily
Example of the Problem:
High Stakes Phase 1: Need 8% profit.
You make a great trade: +12% in one day.
You passed 8%, right?
NO. You only have 1 profitable day. You need 3.
Now you must make 2 more trades on 2 separate days that each profit 0.5%+ just to satisfy the rule—even though you already hit the target.
Workaround:
Choose Bootcamp or Hyper Growth. They don't have profitable day requirements.
❌ Disadvantage #4: Lower Leverage Than Competitors
What It Means: The5%ers offers lower leverage compared to many prop firms.
- Bootcamp: 1:10 (very low)
- High Stakes: 1:100 (standard)
- Hyper Growth: 1:30 (low)
Compare to:
- FTMO: 1:100
- FundedNext: 1:100
- FundingPips: 1:100
Why It's a Problem:
- Limits position sizes
- Harder to capitalize on small moves
- Requires more capital to achieve same exposure
Who This Hurts:
- Scalpers who need large positions
- Swing traders who want big positions with wide stops
- Forex traders used to 1:500 leverage
Example:
You have a $100,000 account and want to trade 10 lots ($1,000,000 exposure).
- At 1:100 leverage: Requires $10,000 margin. You have $90,000 free.
- At 1:10 leverage (Bootcamp): Requires $100,000 margin. You can only trade 1 lot maximum.
The low leverage limits your trading significantly.
Workaround:
Choose High Stakes (1:100). It has the highest leverage The5%ers offers.
The5%ers vs Competitors
How does The5%ers compare to other leading prop firms?
The5%ers vs FTMO
| Feature | The5%ers | FTMO |
|---|---|---|
| Founded | 2016 | 2015 |
| Cheapest Entry | $39 | €155 ($169) |
| Max Scaling | $4,000,000 | $2,000,000 |
| Profit Split | 50-100% | 80-90% |
| Programs | 3 options | 2 options |
| Time Limits | None | None |
| Platforms | MT5, cTrader, Match | MT4, MT5, cTrader, DXtrade |
| Real Capital | ✅ Yes | ⚠️ Demo then real |
| US Traders | ❌ No | ❌ No |
| Monthly Salary | ✅ Yes | ❌ No |
| Mandatory SL | ✅ Bootcamp only | ❌ No |
The5%ers Wins: Higher scaling ($4M vs $2M), monthly salary option, cheaper entry, 100% profit split
FTMO Wins: MT4 support, no mandatory stop-loss rules, more platforms, established brand
The5%ers vs FundedNext
| Feature | The5%ers | FundedNext |
|---|---|---|
| Cheapest Entry | $39 | $59 |
| Max Scaling | $4,000,000 | $4,000,000 |
| Profit Split | 50-100% | 80-95% |
| Programs | 3 options | 4 options |
| Time Limits | None | None |
| Platforms | MT5, cTrader, Match | MT4, MT5, cTrader, Match |
| Real Capital | ✅ Yes | ⚠️ Demo |
| Payout Frequency | Bi-weekly | 5-21 days |
| Mandatory SL | ✅ Bootcamp only | ❌ No |
The5%ers Wins: Real capital trading, 100% profit split, monthly salary option, longer track record
FundedNext Wins: More program variety (4 vs 3), MT4 support, faster payouts (5 days), no mandatory rules
The5%ers vs FundingPips
| Feature | The5%ers | FundingPips |
|---|---|---|
| Cheapest Entry | $39 | $29 |
| Max Scaling | $4,000,000 | $2,000,000 |
| Profit Split | 50-100% | 60-100% |
| Programs | 3 options | 4 options |
| Payout Frequency | Bi-weekly | Weekly (Tuesday) |
| Real Capital | ✅ Yes | ⚠️ Demo |
| Monthly Salary | ✅ Yes | ❌ No |
| Track Record | 2016 (10 years) | 2020 (6 years) |
The5%ers Wins: Higher scaling ($4M vs $2M), real capital, monthly salary, longer history, 100% split
FundingPips Wins: Cheaper entry ($29 vs $39), weekly payouts (vs bi-weekly), more programs
Who Should Choose The5%ers?
✅ Perfect For:
1. Career-Minded Traders
If you view trading as a long-term profession and want to scale to $4M over years, The5%ers provides the clearest path.
2. Disciplined Risk Managers
The mandatory Bootcamp rules force good habits. If you want structure that prevents bad trading, Bootcamp is perfect.
3. Traders Who Want Real Capital
If you care about trading real money (not demos), The5%ers delivers actual market execution.
4. Those Seeking Income Security
The monthly salary option at higher levels provides job-like stability that no other prop firm offers.
5. Patient Traders
No time limits mean you can take months to pass. Swing traders and part-timers thrive here.
6. Experienced Traders (Hyper Growth)
If you're confident hitting 10% and want to double your account each time, Hyper Growth is unmatched.
❌ Not Suitable For:
1. US Traders
Simply not allowed. Pick a different firm.
2. Traders Who Hate Stop-Losses
If mandatory stop-losses offend you, avoid Bootcamp. (High Stakes and Hyper Growth don't require them.)
3. Aggressive Scalpers
Low leverage (especially 1:10 on Bootcamp) makes scalping very difficult. You need large positions that low leverage prevents.
4. Traders Who Need MT4
The5%ers dropped MT4 support. If you refuse to use MT5 or cTrader, go elsewhere.
5. Those Who Can't Trade 3+ Days
High Stakes profitable day requirement forces minimum 3 days of trading. If you take 1 trade per week, this doesn't work.
6. Impatient Traders
Bootcamp's 3 phases take time. If you want instant funding, choose Hyper Growth or a different firm.
Customer Support
The5%ers offers multiple support channels.
Support Methods:
- ✅ Live chat (on website)
- ✅ Email (help@the5ers.com)
- ✅ Phone (US: +1-929-955-5595, UK: +44-20-8068-0793)
- ✅ Help center / FAQ
- ✅ Facebook group (very active)
- ✅ Video tutorials
Response Times:
- Live chat: Usually under 15 minutes
- Email: 12-24 hours average
- Phone: Immediate during business hours
Languages Supported:
- English (primary)
- Spanish
- Portuguese
- And others
Quality:
Support is knowledgeable and helpful. They can answer:
- Challenge rule questions
- Platform technical issues
- Payout processing questions
- Account setup help
- KYC verification
What Support Can't Do:
- Give trading advice
- Make rule exceptions
- Reverse failed accounts
- Guarantee passing
Account Opening Process
Getting started with The5%ers takes about 15 minutes.
Step 1: Visit The5ers.com
Go to the official website.
Step 2: Choose Your Program
Pick from:
- Bootcamp (3 phases, beginner-friendly)
- High Stakes (2 phases, standard)
- Hyper Growth (1 phase, aggressive)
Step 3: Select Account Size
Choose your starting capital: $5,000 to $250,000 depending on program
Step 4: Pay Challenge Fee
Payment methods:
- Credit/Debit card
- Bank wire
- Cryptocurrency (Bitcoin, USDT, etc.)
Payment processes immediately.
Step 5: Receive Account Credentials
Within 10-15 minutes, you get an email with:
- Your MT5/cTrader/Match-Trader login
- Password
- Server information
- Instructions
Step 6: Download Platform
Download:
- MetaTrader 5 (most popular)
- cTrader (modern alternative)
- Or use Match-Trader (web-based)
Step 7: Start Trading
Log in and begin your challenge.
Total time from payment to trading: 15-20 minutes
Frequently Asked Questions
Is The5%ers legit or a scam?
The5%ers is 100% legitimate. Founded in 2016 with 10 years of operations, the company has funded thousands of traders and paid out millions in profits. They have a 4.8/5 Trustpilot rating from thousands of reviews. The5%ers trades real capital, making them even more credible than demo-based firms.
Can US traders use The5%ers?
No. The5%ers does not accept traders from the United States or US territories. This is due to US regulatory complications. Americans must choose other firms like TopstepTrader or TradeDay.
Do I need to deposit money to trade?
No. You only pay the one-time challenge fee ($39-$995). You never deposit trading capital. The5%ers provides all capital. Your only risk is the evaluation fee.
How long does it take to pass?
It depends on you. There are no time limits. Fast traders on Hyper Growth pass in 2-4 weeks. Conservative traders on Bootcamp take 3-6 months. Take as long as you need.
What if I fail the challenge?
Your account closes. You lose your challenge fee. But you can immediately buy a new challenge and try again. No limits on attempts.
When do I get my fee refund?
With your first payout after getting funded. The5%ers includes your full challenge fee in your first withdrawal.
Example:
- Paid $495 for High Stakes $100K
- Make $5,000 profit, your 80% = $4,000
- First payout: $4,000 + $495 refund = $4,495
Can I have multiple accounts?
Yes, maximum 3. You can run up to 3 active accounts simultaneously. After that, you must close one to open another.
Can I use Expert Advisors (trading bots)?
Yes, but no exploitative strategies. Normal EAs are fine. High-frequency, latency arbitrage, or tick scalping bots are prohibited.
Can I trade during news?
Yes, but no bracket strategies. Trading before, during, or after news is fine. Placing pending orders on both sides of price before news is banned.
Can I hold positions over the weekend?
Yes. Weekend holding is allowed on all programs. But be aware of high swap fees, especially on indices and crude oil.
How long do payouts take?
1-5 business days after request approval.
- Cryptocurrency: 1-2 days
- Bank wire: 3-5 days
- Wise/PayPal: 2-4 days
What's the minimum payout amount?
No minimum. You can withdraw any profit amount once you meet the 14-day eligibility requirement.
How does the monthly salary option work?
Available on Bootcamp & High Stakes at larger account sizes. Instead of taking a percentage of profits, you receive a fixed monthly payment ($4,000 at $350K, $10,000 at $500K). You still trade, but your income is guaranteed regardless of monthly results.
Can I reset my account if I fail?
No. The5%ers does not offer resets. If you breach rules, the account terminates. You must buy a new challenge to try again.
What happens if I'm inactive for 30 days?
Account closes. If you don't open or close any positions for 30 consecutive days, The5%ers terminates the account. Even one trade resets the counter.
Final Verdict
The5%ers is a legitimate, established prop firm that stands out for trading real capital and offering a path to $4 million in scaling.
What The5%ers Does Best:
- ✅ Real capital trading - You trade actual money from their equity fund
- ✅ Highest scaling potential - $4 million max (industry-leading)
- ✅ 100% profit split - Eventually keep everything you make
- ✅ Monthly salary option - Guaranteed income at higher levels
- ✅ No time limits - Take months or years to pass challenges
- ✅ 10-year track record - One of the oldest, most reliable firms
- ✅ Cheapest entry - $39 to try High Stakes
- ✅ Forced discipline - Bootcamp teaches proper risk management
Where The5%ers Falls Short:
- ❌ No US traders - Americans completely blocked
- ❌ Mandatory stop-losses - Bootcamp requires SL on every trade
- ❌ 3 profitable days - High Stakes forces minimum trading frequency
- ❌ Lower leverage - 1:10 to 1:100 (vs competitors' 1:200)
The Bottom Line:
The5%ers makes sense for serious, long-term traders who want to build a trading career managing real capital and eventually scaling to millions.
The fact that you trade real money (not demo simulations) sets The5%ers apart. Your trading actually impacts real markets. This makes the experience more legitimate and more aligned with professional trading.
The $4 million scaling potential is unmatched. If you're consistent over years, you can genuinely reach 7-figure annual income. The monthly salary option at $500K ($10,000/month guaranteed) provides career stability that no other firm offers.
However, if you're a US trader, you're out of luck. And if you hate mandatory stop-losses or required profitable days, certain programs won't fit.
Our Recommendation:
If you're a beginner: Start with Bootcamp $100K ($95 upfront). The mandatory stop-loss and 2% risk limit teach proper discipline. You'll develop good habits that last your career.
If you're experienced: Go for High Stakes $100K ($495). You get 1:100 leverage, 80% starting profit split, and a clear path to 100%. Just be ready to trade at least 3 profitable days per phase.
If you're aggressive: Try Hyper Growth $20K ($425). Every 10% doubles your account. If you can consistently hit 10%, you'll reach $4M faster than any other firm allows.
If you're American: Skip The5%ers. Try TopstepTrader or TradeDay instead.
The5%ers isn't perfect, but it's one of the most credible, established, and transparent options in prop trading. For traders willing to develop discipline and think long-term, The5%ers provides a genuine path to managing millions in real capital.
Important Disclaimers
⚠️ Risk Warning
Prop trading challenges have low pass rates. Industry estimates suggest 5-10% of traders pass on their first attempt. Most participants fail and lose their evaluation fees.
Trading involves substantial risk. Past performance does not guarantee future results. Only purchase a challenge if you can afford to lose the entire fee.
Success requires:
- Proven trading strategy
- Strict risk management
- Emotional discipline
- Patience and persistence
Ready to Start?
Step 1: Visit The5ers.com to see current pricing
Step 2: Choose your program:
- Bootcamp (beginners, 3 phases, $95 upfront)
- High Stakes (experienced, 2 phases, $39 entry)
- Hyper Growth (aggressive, 1 phase, doubles each 10%)
Step 3: Select account size based on budget
Step 4: Complete purchase and receive credentials
Step 5: Download MT5, cTrader, or use Match-Trader
Step 6: Start trading
Pro Tips:
- Read all program rules twice before starting
- Bootcamp: Remember stop-loss on EVERY trade
- High Stakes: Plan to trade at least 3 profitable days
- Hyper Growth: 10% with 6% max loss is tight—trade carefully
- No time limits means patience wins—wait for best setups
Remember: The5%ers trades real capital. Your discipline and consistency determine success. Take your time, follow rules exactly, and build a long-term career.