Quick Stats

What Are The 5%ers?

Background and History

The5%ers is one of the most established proprietary trading firms in the world. They fund retail traders with simulated capital, allow them to keep a significant portion of the profits, and scale their accounts aggressively as they hit milestones. Unlike newer firms that launched in 2021 or 2022 to chase the prop trading boom, The5%ers was founded in 2016 and is led by CEO Saul Lokier. The firm is registered in Israel under company number 515864007 and is headquartered at 2 Ha’tidhar Street, Raanana, Israel. That is nearly a decade of operation in a space where most firms barely last three years.

How the Model Works

The model works like this: you choose a program, pay a one-time fee, and complete an evaluation. Once you pass, you receive a funded account and start earning. What sets The5%ers apart is that they position themselves as a private equity fund, not just an evaluation service. Traders can start with account sizes ranging from smaller introductory balances to six-figure capital allocations, with scaling plans that can grow accounts up to $4 million. Profit splits range between 50% and 100%, depending on the program and trader performance.

Independent payout data confirms The5%ers has paid over $43 million across 20,000 verified payouts, including one exceeding $91,000, confirmed by Payout Junction. That is not a marketing claim. That is a verified number from a third-party platform that tracks real payouts.

The firm’s standout feature is its 100% profit split, which is available to top performers across all three programs. No other mainstream prop firm in the industry consistently offers this without significant fine print attached.

Quick Pros and Cons

Is The5%ers Safe / Legitimate?

Safety Rating: 4.8 / 5 – One of the Most Trusted Prop Firms in the Industry

Why The5%ers Holds Up Under Scrutiny

The5%ers is not just legitimate. They are one of the few prop firms that has the track record to back up every claim they make.

Legal registration and verifiable address. The firm is registered in Israel under company number 515864007 and is headquartered at 2 Ha’tidhar Street, Raanana, Israel, with over 60 employees and more than nine years of operation. They are a fully documented legal entity, not an anonymous offshore LLC.

Payout track record, third-party verified. Payout Junction confirms The5%ers has paid over $43 million across 20,000+ payouts, including one exceeding $91,000. This is not self-reported data. Payout Junction tracks real transactions through the Riseworks payment network, which means these numbers are independently audited.

Public reviews at scale. The5%ers has a 4.9/5 Trustpilot rating based on more than 21,000 reviews. At that volume, it is virtually impossible to manufacture consistently positive sentiment. The reviews consistently reference actual payouts, real account scaling, and specific interactions with named support staff.

Capital risk structure. Traders risk only their one-time challenge fee. There is no live trading capital at risk. All fees are one-time payments, and traders are not charged any recurring subscriptions or additional costs after joining.

Rule transparency. The5%ers publishes all rules, drawdown limits, payout schedules, and restricted country lists on their website. There are no hidden fees or surprise terms buried in the fine print.

What to Be Cautious About

Payout Proof and Verification

Third-Party Verified Payout Data

The5%ers is one of the most transparent prop firms in the industry when it comes to payout verification. Their total payout figure is not self-reported alone. Payout Junction independently confirms The5%ers has paid over $43 million across more than 20,000 payouts, including a single payout exceeding $91,000. This makes The5%ers one of a very small number of prop firms with genuine third-party verification.

Named Trader Profiles

On their official website, The5%ers profiles dozens of funded traders with specific payout amounts attached to real names and faces. Traders like Waqar K. ($42,841 in payouts), Majd H. ($36,005), and Alexandre T. ($21,769) are publicly featured with photographs. These are not anonymous testimonials. They are named individuals with verifiable trading histories.

Multiple Trustpilot reviewers specifically confirm they have received over $10,000 in payouts and report that none of their withdrawal requests have ever been denied. That consistency across thousands of independent reviewers is the most reliable form of payout proof available.

Payout certificates are regularly shared by The5%ers traders on their Discord server and on X (Twitter). For the most current community payout proof, check their official Discord and their X account directly. Payouts are processed bi-weekly with a minimum withdrawal of $150.

Challenge Programs Overview

Program 1: Bootcamp – “The Patient Builder”

The Bootcamp is The5%ers most affordable and most structured program. It is designed for traders who want to prove their skills gradually, without a large upfront cost. Bootcamp features a three-phase evaluation process where advancement requires a profit target of 6% while respecting a hard cap on losses set at 5%, enforcing discipline before a funded account is issued.

Pricing:

Profit split: Starts at 50%, scales to 100%.

Best for: Beginners who want the lowest entry cost and the most structured, educational path to funding.

Program 2: High Stakes – “The Proven Path”

High Stakes is The5%ers traditional two-phase evaluation. It is the middle ground between the affordability of Bootcamp and the speed of Hyper Growth.

Pricing:

Profit split: Starts at 80%, scales to 100%.

Best for: Experienced traders with an established strategy who want maximum leverage and the highest starting profit split available at The5%ers.

Program 3: Hyper Growth – “The Fast Track”

Hyper Growth is The5%ers instant-access program. You receive a funded live account from day one, with no multi-phase evaluation standing between you and trading.

Pricing:

Profit split: Starts at 50%, scales to 100%.

Best for: Confident, experienced traders who want immediate access to live capital and are comfortable with a tighter 6% stop-out level.

Program Comparison Table

Challenge Rules Explained

Daily Loss Limit

What it means: You cannot exceed a 5% daily loss in any program. For High Stakes, this is measured in real dollar terms against your account balance. For Hyper Growth, exceeding 5% triggers a “daily pause,” your account is frozen for the remainder of that trading day.

Dollar example: On a $25,000 High Stakes account, a 5% daily loss limit means you cannot lose more than $1,250 in one calendar day. If you hit that level at 10 AM, your trading session is over for the day.

Pro tip: Set a hard stop in your trading plan before the session starts. If you’re at 2.5% drawdown for the day, that’s your cue to step back.

Maximum Loss and Drawdown

What it means: Each program has a different maximum loss structure. Bootcamp caps your total loss at 5% of the account. High Stakes allows 10% total drawdown. Hyper Growth has a 6% absolute stop-out from the initial balance.

Dollar example: On a $50,000 High Stakes account, a 10% max loss means your account is terminated if your equity drops below $45,000 at any point. On a $10,000 Hyper Growth account, the stop-out is at $9,400, just $600 below your starting balance.

Pro tip: Hyper Growth’s 6% stop-out sounds manageable, but it is balance-based, not equity-based. It does not move up as you profit. This makes it stricter than a trailing drawdown for traders who start with small gains before a losing stretch.

Profit Targets

What it means: Each phase requires you to grow your account by a defined percentage before advancing.

Dollar example: On a $25,000 High Stakes Phase 1, an 8% profit target means you need to generate $2,000 in net profit to advance. Phase 2 then requires 5% = $1,250.

Pro tip: Do not confuse phase balance with starting balance. Profit targets are always calculated from the initial account balance, not your current balance.

Minimum Profitable Days (High Stakes Only)

What it means: A profitable day is a day on which closed positions made a positive profit of at least 0.5% of the initial balance. The calculation is: Minimum(Midnight Balance, Midnight Equity) minus Previous Day Balance.

Dollar example: On a $25,000 High Stakes account, you need closed trades of at least $125 (0.5% of $25,000) to count that day as profitable. You need at least three such days per phase.

Pro tip: Spread your trading across multiple days deliberately. Do not save your trading for two or three big days and expect to pass.

News Trading Rules by Program

The5%ers has one of the clearest and most trader-friendly approaches to news trading in the industry. Hyper Growth permits news trading except for bracket strategies listed in the terms. High Stakes allows holding trades over news but forbids opening or closing trades from two minutes before to two minutes after high-impact news releases. Bootcamp similarly disallows bracket orders around news.

Pro tip: If news scalping is your core strategy, Hyper Growth is the only suitable program for you at The5%ers. High Stakes will force you to sit out the most volatile two-minute windows, which is where most news scalpers make their money.

Weekend Holding

All three programs permit overnight and weekend holding. Holding indices over the weekend is allowed but carries a high swap cost. For traders holding forex pairs or metals over weekends, this is generally manageable.

Pro tip: Check the swap rates on indices before holding through Sunday. On some index pairs the swap cost can meaningfully erode your profits.

Stop-Loss Rule (Bootcamp Only)

In the Bootcamp program, all trades must include a stop-loss, with a maximum 2% risk per position. This is not optional and not waivable. If you open a trade without a visible stop-loss, it is flagged immediately.

Pro tip: Build the habit before you start. Practice in a demo account until setting a stop-loss is automatic. The Bootcamp rule will catch you if you drift into old habits.

Inactivity Rule

Accounts without trading activity for more than 30 consecutive days will get expired. The counter starts from registration day. This applies to evaluation accounts. Place at least one trade every 30 days to keep the account alive.

Complete Pricing Breakdown

Bootcamp Pricing

High Stakes Pricing

Hyper Growth Pricing

Additional Trading Costs

The Hub Credits option is worth highlighting. Withdrawals via Hub Credits carry 0% commission and can be used for purchasing new challenges. If you want to expand your account portfolio, converting profits into Hub Credits is the most cost-efficient method available.

Payouts and Profit Split

Step-by-Step Payout Process

1. Complete your evaluation and receive a funded account.
2. Trade the funded account and accumulate profits.
3. Wait for the 14-day minimum funding period to elapse before your first withdrawal.
4. Request a payout from your The5%ers dashboard.
5. Choose your withdrawal method: bank transfer, Rise, cryptocurrency, or Hub Credits.
6. The5%ers processes the withdrawal, typically within 1 to 2 business days.
7. Funds arrive in your account, net of the relevant withdrawal fee.

Payout Frequency Options

For large managed accounts, fixed monthly payouts are available. At $350,000 and higher, The5%ers provides a fixed monthly salary structure. This is unique in the industry and turns prop trading into something that more closely resembles salaried employment for top-tier performers.

Scaling Plan

The5%ers scaling plan is one of the most generous in the industry, and it differs meaningfully by program. All three programs scale to $4 million, but the path to get there varies.

Hyper Growth Scaling Table

Bootcamp and High Stakes Scaling

Bootcamp scales every 5% profit target. The starting profit split is 50/50, increasing to 75% at $25,000, 80% at $2 million, and eventually reaching 100% at $2.5 million.

High Stakes increases accounts incrementally until $500,000, with profit splits rising from 80/20 to 100/0, plus fixed monthly payouts available at the highest tiers.

The Maximum Scaling Scenario

A Hyper Growth trader who starts at $10,000 and consistently hits their 10% milestone at every stage can reach $4,000,000 in managed capital. At 100% profit split on a $4 million account, a single month with 2% profit returns $80,000. That is not a hypothetical, it is the math of the program, and it is why serious traders treat The5%ers as a career path, not just a challenge.

Trading Platforms

The5%ers trading platforms are cTrader (new in 2025) and MetaTrader 5 (MT5). The addition of cTrader in 2025 was a major upgrade that addressed one of the firm’s long-standing criticisms, the lack of platform diversity.

Platform recommendation by trader type:

• If you run automated strategies or EAs, MT5 is your natural home. The MQL5 ecosystem is extensive and widely supported.
• If you trade manually and want a cleaner interface with depth-of-market visibility, cTrader offers a superior user experience.
• If you are new to prop trading, start with cTrader. The interface is more intuitive and the learning curve is gentler.

The execution model is market execution with raw spreads, with commissions at $4 per standard lot for forex. Spreads on major pairs like EUR/USD regularly reach 0.0 pips during peak sessions, which makes The5%ers one of the most competitive firms on raw trading costs.

Tradeable Assets

The5%ers supports forex, metals, indices, crypto, and stocks, depending on the account type and program chosen.

What The5%ers does NOT offer on all accounts: Stocks are not universally available, they require a specific dedicated account type. Synthetic indices and exotic instruments are not offered. If you trade instruments like Boom and Crash indices, The5%ers is not the right firm for your primary strategy.

Advantages (Deep Dive)

1. Nearly a Decade of Verified Payout History

The5%ers has been paying traders since 2016. That means they have survived two major market crashes, the COVID-19 volatility storm, and the 2022 interest rate shock, and kept paying throughout. The5%ers is one of the few original firms that has never missed a payout. For traders who are nervous about trusting a firm with their challenge fee, that nine-year payment track record is the most powerful trust signal available in the industry. Compare that to firms that launched in 2022 and have already closed without warning.

2. The 100% Profit Split Is Real and Achievable

Most prop firms advertise an 80% or 90% profit split and bury the path to higher splits in fine print. The5%ers’ 100% split is structured and achievable across all three programs. Advanced traders in the High Stakes and Hyper Growth programs can earn the full 100% of their profits once specific milestones are reached. On a $100,000 account generating 5% monthly returns, the difference between 80% and 100% is $1,000 every single month. Over a full year, that is $12,000 in additional income that other firms keep, and The5%ers pays out.

3. No Time Limits on Any Evaluation

There is no minimum or maximum time limit for completing the evaluation. Traders can take as long as they need to reach their profit targets, removing unnecessary pressure and allowing for strategic trading. This is not just a convenience feature. It is a philosophical statement. The5%ers is not trying to stress you into mistakes. They want to fund traders who are disciplined, not traders who are in a hurry. For swing traders, position traders, and working professionals who cannot trade full-time, this rule alone makes The5%ers the clear choice.

4. Hyper Growth Doubles Your Account at Every Milestone

The account-doubling mechanism in Hyper Growth is one of the most aggressive scaling models in the prop trading industry. A trader starting at $10,000 who consistently hits their 10% target at each level can reach $4,000,000. That is eight scaling levels, each doubling the capital. No other mainstream prop firm offers a doubling mechanism of this magnitude combined with a verified nine-year payout history behind it.

5. Industry-Leading Trading Costs

Live spread examples on the firm’s website show major currency pairs like EUR/USD and GBP/USD frequently at 0.0 pips. At $4 per round lot commission, The5%ers competes directly with institutional-grade prime brokers on execution cost. For high-frequency day traders and scalpers, the cost savings over a month of active trading are substantial compared to firms offering 1.0 pip spreads with no commission.

6. Hub Credits Reward System

This is an underrated advantage that many reviews overlook. When you convert your payout into Hub Credits instead of withdrawing cash, you pay 0% in fees and can use those credits to purchase new challenges. For traders who want to run multiple accounts simultaneously, this means you can reinvest your profits at zero cost. It effectively creates a compounding mechanism for your prop trading career that no competitor currently matches.

7. 24/7 Customer Support

The5%ers offers 24/7 support and guidance, committing to making traders better day in and day out. This is not a chatbot. Multiple Trustpilot reviewers mention interactions with named support staff who resolved specific account issues within 15 minutes. For a firm serving traders across time zones from Europe to Asia to Africa, around-the-clock support is not optional, it is essential. The5%ers delivers on this consistently.

Disadvantages (Deep Dive)

1. Bootcamp’s 1:10 Leverage Is Very Low

Who it hurts: Forex traders who rely on leverage to generate meaningful returns from tight market moves.

Leverage caps of 1:10 on Bootcamp are low compared to industry standards. On a $100,000 Bootcamp account, 1:10 leverage means your maximum position size is $1,000,000 in notional value, which sounds large, but in forex terms limits your profit per pip significantly. Most competitors offer 1:50 or 1:100 on comparable accounts.

Workaround: Choose High Stakes at 1:100 if leverage is central to your strategy. The $39 entry for a $5,000 account makes it one of the cheapest leverage-access options in the industry.

2. High Stakes News Freeze Can Cost Real Money

Who it hurts: Scalpers and short-term traders who use news volatility as their core edge.

High Stakes restricts opening or closing trades from two minutes before to two minutes after high-impact news releases. In fast markets, two minutes on either side of a news event is where most of the volatility and profit lives. News scalpers who chose High Stakes for its 1:100 leverage and 80% starting split can find themselves blocked out of their best setups at the worst times.

Workaround: Switch to Hyper Growth for full news trading access. Accept the lower starting leverage (1:30) in exchange for unrestricted news entries.

3. Withdrawal Fees Erode Small Payouts

Who it hurts: Traders making frequent small withdrawals, especially via bank transfer.

Bank transfers carry a 3% commission on withdrawals, and Rise or crypto payments carry a 2% commission. On a $500 withdrawal, a 3% bank fee costs $15. Over 12 bi-weekly payouts in a year, that adds up to $180 in fees alone. This is not a dealbreaker, but it is meaningfully higher than competitors who charge flat withdrawal fees.

Workaround: Use Hub Credits for purchases (0% fee) or consolidate withdrawals into larger amounts to reduce the proportional impact of the percentage fee. Crypto withdrawal at 2% is also more cost-efficient than bank transfer for most traders.

4. Bootcamp’s Mandatory Stop-Loss Conflicts With Advanced Strategies

Who it hurts: Grid traders, hedgers, and experienced traders who use multi-leg strategies without traditional stop-losses.

Bootcamp requires a stop-loss on every trade and caps per-position risk at a maximum 2% of account balance. Repeated violations can result in termination. For traders who use averaging strategies, options-like hedging, or dynamic risk management without hard stops, Bootcamp’s rules are genuinely incompatible with their approach.

Workaround: Bootcamp is simply not the right program for advanced multi-leg strategy users. High Stakes or Hyper Growth are the correct choices for traders who need rule flexibility.

Competitor Comparisons

The5%ers vs FTMO

Summary: The5%ers wins for serious, career-focused traders. FTMO wins for traders who built their strategy on MT4.

The5%ers vs FTUK

Summary: The5%ers wins for traders who prioritize verified trust and long-term profit splits. FTUK wins for traders who want the biggest possible capital ceiling and the lowest barrier to entry.

Who Should and Shouldn’t Use The5%ers

Restricted Countries List

The 5%ers restrict traders from the following countries based on international sanctions, financial regulations, and compliance requirements:

This is one of the most detailed restricted country lists in the prop firm industry. If your country is not listed above, you should be eligible to register, but always verify directly on The5%ers website before purchasing, as this list is subject to change.

Alternatives for restricted regions: Traders in restricted regions may find more flexible geographic policies at firms like FundingPips, Alpha Capital Group, or FTUK, each of which operates with different country restriction frameworks.

Common Mistakes to Avoid

Mistake 1: Choosing Bootcamp Without Knowing the Stop-Loss Rule

What it is: Opening trades without a stop-loss, triggering an immediate rule violation.

Why traders make it: They read the headline (“3-phase evaluation, $95 entry”) and miss the strict risk management requirements buried in the details.

Fix: Read the full Bootcamp ruleset before you trade a single position. Practice with mandatory stop-losses in a demo environment for at least two weeks before you start the challenge.

Mistake 2: Ignoring the 3 Profitable Days Rule in High Stakes

What it is: Hitting the profit target in Phase 1 in two massive trading days and expecting to advance.

Why traders make it: They focus on the profit target percentage and forget the profitable days requirement entirely.

Fix: Plan your trading across a minimum of four or five days per phase. This gives you a buffer if one of your three target profitable days falls short of the 0.5% minimum.

Mistake 3: Withdrawing via Bank Transfer When Crypto Is Available

What it is: Paying 3% in withdrawal fees unnecessarily when a 2% crypto withdrawal option exists.

Why traders make it: Bank transfer feels familiar and safe. Most traders default to it without comparing the cost.

Fix: Use cryptocurrency for withdrawals if you have a crypto wallet. The 1% difference matters on larger payouts. On a $5,000 withdrawal, that is $50 saved every payout cycle.

Mistake 4: Using Someone Else’s Payment Card

What it is: Using a family member’s or friend’s credit card to pay for the challenge fee.

Why traders make it: They may not have their own card set up, or they borrow a card for convenience.

Fix: You must use a credit card registered in your own name. Using someone else’s card will result in your account being disabled immediately and the payment reversed. Set up your own payment method before you sign up. Alternatively, contact support about Rise or crypto payment options.

Mistake 5: Treating the Hyper Growth Stop-Out Like a Trailing Drawdown

What it is: Assuming your 6% stop-out floor rises as your account grows. It does not.

Why traders make it: Many traders come from firms that use trailing drawdowns and assume all drawdown rules work the same way.

Fix: The Hyper Growth absolute drawdown is balance-based, meaning the stop-out level is fixed at 6% below your initial account size regardless of your current profit. Treat the stop-out floor as a fixed line and manage risk accordingly. Withdraw profits regularly to create psychological separation between your equity and the fixed floor.

Mistake 6: Inactivity During the Evaluation Period

What it is: Signing up, paying the fee, getting distracted, and letting the account expire.

Why traders make it: Life happens. Work, travel, and personal circumstances interrupt trading schedules.

Fix: Even placing one small trade every 25 days keeps your account alive. Set a recurring calendar reminder for day 25 of every month to check your account activity status.

Frequently Asked Questions

Is The5%ers legitimate?

Yes. The5%ers has been operating since 2016 and has over $43 million in independently verified payouts through Payout Junction. Their Trustpilot rating of 4.9/5 from 21,000+ reviews is one of the highest in the prop firm industry.

How much does it cost to get started?

The cheapest entry point is $39 for a $5,000 High Stakes account. Bootcamp starts at $95 for a $100,000 account. Hyper Growth starts at $260 for a $5,000 instant funded account.

Do I risk my own trading capital?

No. You only risk the one-time evaluation fee. All funded accounts use The5%ers capital. You are never asked to deposit trading funds.

Can I get my fee refunded?

Yes. Once a trader completes the evaluation and receives a funded account, The5%ers refunds the initial challenge fee with the first profit payout.

How long does the challenge take?

There are no time limits on any program. You can take weeks, months, or longer to pass, provided you trade at least once every 30 days to avoid account inactivity expiry.

How does the payout process work?

Request a withdrawal from your dashboard. The first payout is available 14 days after receiving your funded account. Subsequent payouts are bi-weekly. Large accounts may qualify for fixed monthly payouts.

Can I trade news events?

Hyper Growth and Bootcamp allow news trading with restrictions on bracket strategies. High Stakes restricts opening or closing trades within two minutes of a high-impact news event.

Can I use Expert Advisors (EAs)?

Yes. Traders may use EAs provided they do not copy other traders’ signals, engage in latency or hedge arbitrage, tick scalping, or high-frequency trading.

Is weekend holding allowed?

Yes, across all programs. Holding indices over the weekend incurs high swap costs, so factor this into your position sizing.

Is there a consistency rule?

No. The5%ers does not enforce a consistency rule in any program.

How does scaling work?

Hyper Growth doubles your account after each 10% profit milestone. High Stakes scales incrementally to $500K. Bootcamp scales every 5% milestone. All programs can reach $4,000,000 maximum capital.

Can I hold multiple accounts?

Yes, but total starting capital for Hyper Growth evaluation accounts cannot exceed $40,000 across all accounts simultaneously.

What are the withdrawal fees?

Bank transfer: 3%. Rise or crypto: 2%. Hub Credits: 0%.

Are there geographic restrictions?

Yes. Traders in Russia, Iran, North Korea, Syria, Yemen, and many others are restricted. See the restricted countries section above for the full list.

What happens if I fail an evaluation?

Your account is terminated. You can repurchase a new challenge at any time. Some traders report being offered retry discounts, contact support directly after a failure to ask about current retry pricing.

Final Verdict

Overall Assessment

The5%ers is the closest thing to a professional trading career path that exists in the retail prop trading space. The combination of nine years of uninterrupted payouts, $43 million in verified withdrawals, three distinct programs for every experience level, no time limits, and a 100% profit split ceiling makes them the strongest all-round choice for traders who take this seriously. The trading conditions, near-zero spreads and $4 per lot commissions, compete with institutional brokers on cost, which is a significant advantage for active traders.

Where they fall short is in the leverage on Bootcamp (1:10 is genuinely restrictive), the withdrawal fees (3% on bank transfer is high), and the High Stakes news restriction window. None of these are dealbreakers, but they are real constraints that affect specific trader types.

Recommendation by Trader Type

• Beginner: Start with Bootcamp at $95. The mandatory stop-loss rule will build discipline before you ever need it.
• Intermediate: High Stakes at $39 or $78 is the best value entry point in prop trading. Start there, prove yourself, and scale.
• Experienced trader: Hyper Growth. Skip the evaluation, trade live capital from day one, and chase that 100% split.
• News trader: Hyper Growth only. The full news trading access and no time pressure make it the only viable option.
• Income-focused / career trader: The scaling plan and fixed monthly salary structure at $350K+ make The5%ers the most compelling long-term income vehicle in the industry.

Action Plan – How to Get Started with The5%ers

1. Go to the5ers.com and click “Get Funded.”
2. Choose your program: Bootcamp ($95), High Stakes ($39+), or Hyper Growth ($260+).
3. Select your account size based on your budget and confidence level.
4. Complete registration, provide your own name and payment card in your own name.
5. Receive your account credentials by email.
6. Log into MT5 or cTrader using your provided server details.
7. Begin trading your evaluation, no time pressure, no minimum days on most programs.
8. Hit your profit target, receive your funded account, and wait 14 days for your first payout.
9. Withdraw or convert profits to Hub Credits for new challenge purchases.
10. Hit your 10% milestone and request your first account scale-up.

Visit The5%ers at the5ers.com

Important Warnings

Challenge Pass Rate and Account Structure

Challenge pass rate reality check: The industry average challenge pass rate is below 10%. The5%ers does not publish its own pass rate publicly. The Bootcamp’s three-phase structure means most traders who rush fail before they ever reach funded status. Treat every phase like a funded account from day one.

Demo vs live accounts: The5%ers describes their model as a private equity fund and uses real liquidity in some programs. However, evaluation accounts are simulated environments. This is standard across the industry. Do not invest funds you cannot afford to lose on the challenge fee itself.

Regulation Status and Rule Changes

Regulation status: The5%ers is not regulated by the FCA, SEC, ASIC, or any recognized financial regulator. Prop firms globally operate outside traditional financial regulation frameworks. There is no government-backed protection for your challenge fee. Trade only what you can afford to lose at the evaluation stage.

Rules can change: The5%ers has updated its programs, leverage, and payout terms multiple times since 2016. Always read the current terms on the5ers.com before purchasing. Information in third-party reviews, including this one, may not reflect the most current version of their rules.

Disclaimer: Prop trading involves substantial financial risk. Most challenge participants do not receive funded accounts. Past performance in a simulated environment does not guarantee results in funded trading. Never risk money you cannot afford to lose.

Affiliate Disclosure: This review may contain affiliate links to The5%ers. If you purchase through those links, a commission may be earned at no additional cost to you. This does not influence the ratings, analysis, or conclusions in this review.

Not Financial Advice: Nothing in this review constitutes financial or investment advice. Always conduct your own independent research and consult a qualified financial advisor before making any decisions related to prop trading or challenge fees.

Accuracy Notice: This review was last updated in March 2026 based on publicly available data from the5ers.com, Trustpilot, Payout Junction, FXEmpire, and other third-party platforms. Program details, pricing, and rules are subject to change. Always verify current terms directly at the5ers.com before purchasing.